The PSR compromise text: the payee's PSP set to share the fraud burden
An instant credit transfer leaves a customer's account. Under the proposed EU Payment Services Regulation (PSR), as agreed by the co-legislators, if the payee's payment service…
Regulatory APIs
A suite of secure, compliant and fully operated regulatory connectivity solutions for financial institutions
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About Finologee’s Regulatory API Portals
Finologee’s Regulatory API Portals bring together a set of fully operated services that support financial institutions in meeting essential regulatory obligations with clarity and confidence. Whether organisations require PSD2/PSD3 Access-to-Account connectivity, CEDRS reporting under CSSF Circular 20/747, or Verification of Payee (VOP) checks, each service is operated within Finologee’s supervised, audit-ready environment in Luxembourg.
DiscoverPSD2-3/PSR
The high-end choice of private/commercial banks and EMIs/PIs to achieve full PSD2 compliance
DiscoverCEDRS
Fully managed technical gateway for Luxembourg banks to share IBAN account & safe-deposit box holder data with the regulator (CSSF Circular 20/747)
DiscoverVOP
EPC‑aligned VOP compliance for Instant Payments & PSD3, delivered with SurePay
Key benefits
01Operational oversight
Consistent and well-supervised daily operations, supported by continuous monitoring and structured incident processes
02Audit-ready environment
A supervised, audit-ready operating environment, designed to meet the expectations of the Luxembourg financial industry
03Secure external connectivity
Controlled connectivity with external stakeholders, including regulators, TPPs and verification partners
04Access & authentication controls
Strong authentication and access controls, aligned with applicable regulatory and security requirements
05Data integrity & traceability
Consistent and traceable data handling, including validation, transformation and logging
06Regulatory alignment
Continuous alignment with EU-level and Luxembourg regulatory developments, ensuring long-term compliance and operational stability
Latest Insights
PSD3 and the PSR in practice: takeaways from Luxat's payments panel
On 30 September, Luxat gathered professionals from banking, payments and technology at Melusina in Luxembourg for Implementing Plan A: PSD3, is your business ready?, an evening on…
Road to PSD3/PSR: key takeaways from our webinar on the new EU payments framework
On 29 April 2026, Finologee and MANZARI Legal hosted a joint webinar to unpack the finalised Payment Services Regulation (PSR) and PSD3 framework. Raoul Mulheims (CEO, Finologee)…
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