Unified bank access
A single access point for every bank, simplifying day-to-day execution and oversight across the organisation.
Solutions for corporates & institutions
One operating layer across every bank for payments, reporting and liquidity management
Finologee Banking Orchestrator connects your banks through a single operating layer to execute payments with structured approvals and traceability, consolidate reporting, and standardise data for downstream systems. It enables consistent operations across entities, geographies and bank relationships without juggling multiple bank portals and credentials, and supports liquidity management automation such as cash concentration and pooling.
At a glance
Payments, end to end
Initiate in the interface or via integrations, apply approvals, and track status through to execution.
Controls & approvals
Maker-checker, role-based access, and audit-ready traceability across every action.
Liquidity automation
Cash concentration and pooling, including zero-balance and rule-based sweeps.
Counterparty checks
Validation, screening and monitoring to strengthen payee control and reduce risk.
“The successful implementation of BKO underscores Brink’s commitment to innovation and efficiency in managing its cash management operations.“
Jacques Templé
Managing Director
October 8, 2024
Brink’s automates financial operations with Finologee BKO
Read moreThe Banking Orchestrator’s key capabilities for corporates and institutions
Straight-through payment initiation from ERP/TMS
Initiate payments from upstream treasury, ERP or accounting systems, then manage approvals and status centrally.
- Initiate payments via API (or file based integration) from treasury, ERP or accounting systems.
- Route those instructions through the same approval and signatory rules as web-initiated payments, with full audit evidence.
- Validate and sign in the web interface or in the mobile app FinologeeSIGN, then track execution status end to end.
Payment initiation in the interface, with end-to-end tracking
Create single or bulk payments directly in the interface and follow processing through to execution.
- Initiate payments in the interface, including single entry and batch uploads.
- Apply approval steps and signatory rules, then track processing status end to end with traceability.
- Support API + web patterns in parallel, so teams can mix automation with controlled user validation.
Approvals, signing and audit evidence
Apply consistent control and signing rules regardless of how payments are initiated, with audit-ready traceability across actions and decisions.
- Enforce maker-checker and multi-step approval paths, with clear audit trails for oversight and reporting.
- Configure signatory rules aligned to internal policies (for example by account, amount ranges, currency, or payment categories).
- Validate and sign in the web interface or via mobile signing (FinologeeSIGN), keeping traceability consistent whether payments originate from third party systems or directly in the interface.
Multi-bank connectivity layer
Operate across banks through one access point, independent of channels and formats.
Connect banks through one access point, independent of underlying channels and formats.
- Connectivity via the SWIFT Network using Finologeeʼs own BIC, or other bank-supported channels
- Single access point for multi bank operations, reducing reliance on multiple bank portals and credentials
- Integration patterns for upstream and downstream systems
Reporting consolidation and format transformation
Centralise statements and standardise outputs for reconciliation and downstream systems.
Centralise statements and reporting and convert them into consistent datasets for reconciliation and downstream processes.
- Centralised retrieval of balances, transactions and statements across banks
- Standardise and transform formats to reduce bank-by-bank variability
- Deliver outputs via APIs or controlled exports into treasury, finance and accounting platforms
Cash concentration and pooling automation
Automate sweeps and pooling rules across banks and currencies to optimise liquidity.
Optimise liquidity with automated sweeps and pooling rules across banks and currencies.
- Automated cash pooling and concentration to centralise liquidity
- Pooling strategies including zero balance approaches and balance rules based on thresholds and target balances
- Automated account balancing across banks and currencies, including minimum balance funding
Counterparty validation, screening and monitoring
Strengthen payee controls with screening, monitoring and risk based workflows.
Strengthen payee and counterparty controls with validation steps, screening and risk-based workflows.
- Payee verification and validation steps, including pre-validation for cross-border payments
- IBAN blacklisting / blocking options to mitigate fraud risk
- Screening and monitoring against sanctions and PEP lists, with policy-aligned workflows
How teams interact
Centralise execution and liquidity routines across banks
Import transactions from ERP, treasury or accounting systems via
API, or initiate payments in the interface. Route them through signatory rules for validation and e-signature in the secure web interface or FinologeeBNK mobile app, then track status across banks. Consolidate balances and automate cash concentration and pooling rules to optimise liquidity.
Typical access scope
- Accounts & reporting
- Payment initiation / execution
- Approval steps
- Cash pooling & balancing
- Counterparty validation & screening
- Audit trail
Consistent datasets for reconciliation and month-end routines
Work from standardised reporting outputs instead of bank-by-bank files and deliver them into finance and accounting platforms to support reconciliation, monitoring and month-end routines.
Typical access scope
- Accounts & reporting
- Payment initiation / execution
- Approval steps
- Cash pooling & balancing
- Counterparty validation & screening
- Audit trail
Controls and counterparty checks with traceability
Apply rights, signatory rules and 4 eyes controls, and use counterparty validation, screening and monitoring workflows aligned with internal policy.
Typical access scope
- Accounts & reporting
- Payment initiation / excecution
- Approval steps
- Cash pooling & balancing
- Counterparty validation & screening
- Audit trail
Typical workflows:
Common Banking Orchestrator workflows for for corporates & institutions.
- Initiate
- Approve
- Execute
- Track
Payment execution with approvals and status tracking
Initiate payments in the interface or via integrations from treasury, ERP or accounting systems. Apply maker-checker approvals and track status end to end with audit-ready traceability.
- Retrieve
- Standardise
- Monitor
- Reconcile
Reporting consolidation for reconciliation and month-end routines
Retrieve balances, transactions and statements across banks and standardise outputs to accelerate month-end and oversight routines.
- Pool
- Balance
- Fund
- Monitor
Cash concentration and pooling routines
Automate sweeps and pooling rules, including zero-balance approaches and balance rules based on thresholds and target balances.
- Validate
- Screen
- Approve
- Audit
Counterparty validation and screening workflows
Use payee controls, screening and monitoring against sanctions and PEP lists, and risk-based validation workflows aligned with policy.
Ready to innovate and tailor solutions to fit your needs?
Let’s connect and explore what we can create together.