WHAT WE DO
Build cutting-edge digital finance platforms
Digital Onboarding Aggregation Platform
Remote digital identification, due diligence and signing automation
White-labelled aggregation platform for the financial services industry, insurance companies and telcos to remotely on-board customers using a compliant selection of new generation digital services.
Authorisation & Access to Account Gateway
PSD2 compliance, monetisation & marketplace platform for banks
PSD2 third party access to accounts & strong customer authentication management for banks. Integration with state-of-the-art APIs and value-added/premium services.
Authentication & Messaging/CRM
One-time password, messaging and billing CRM automation
High-performance and multi-channel messaging platform with a service layer enabling SMS, Push, Email and voice messaging as well as invoice payment cycle optimisation & escalation
CROSS-INDUSTRY & MULTI-DISCIPLINARY EXPERTISE
At the crossroads of information technology, regulatory compliance and user experience design
IT & transactional platforms
We build and operate state-of-the-art digital hubs for easy interconnection ... in the cloud.
Regulatory compliance
Financial services & telecoms regulatory compliance is inherent ... by design.
Both banks and telecom operators rely on the platforms and services we built. We fully master legal requirements for retail financial & telecoms services in-house and we design products accordingly.
User experience
Customers have to like it or they won't use it ... it's as simple as that.
Without a great UX, don't go live in today's fully digital world. All products should be designed around the customer journey. And we know that most of the times it is foremost about the little things, they make the difference.
Digital services innovation in action
We constantly come up with new product and platform ideas. We got the skills, the right team and dedicated time slots to build those MVPs and bring these products to the market.
WHO WE ARE
The founders
Raoul Mulheims
Georges Berscheid
Jonathan Prince
Co-founder of Digicash. In charge of sales & partnerships. Procurement expert degree, fluent in EN and FR. French & British national.
ABOUT US
It's been quite a journey
The all-digital beginnings
Nvision & Mpulse (1999 & 2006)
Raoul co-founded Nvision, a digital agency, in 1999. Then both Raoul and Georges co-founded Mpulse, a telecoms messaging, routing and micro-payments specialist company in 2006. Jonathan joined Mpulse in 2010. and helped establishing Mpulse France. Today, Nvision is one of the leading agencies in Luxembourg, and Mpulse Luxembourg handles over 90% of Premium SMS payments and high-end routing in the country. Mpulse France was acquired in 2015 by Dimoco, one of the leading European carrier-billing specialists. Raoul, Georges and Jonathan still co-own and manage Mpulse Luxembourg today.
Hello financial industry
Digicash (2012)
Micro-payments was not enough for them, doing real payments was the goal. So, Raoul, Georges and Jonathan co-founded Digicash Payments in 2012 and got a full EU payment institution license. Digicash became the Luxembourg banks' mobile payment product, with 5 issuing banks and over 20% of the population using the App. The founders made their first major exit when Digicash was acquired by Payconiq (backed by ING & KBC) in August 2017.
And now let's focus
Finologee (2017)
finologee is at the apoGEE of the founders' expertise in both techNOLOGy and user experience design brought into creating great digital platforms, products and consumer journeys for FINancial products. We love improving - definitely, we think digital - absolutely, we make it compliant - most certainly. This is our contribution to the new and fully digital world of financial services, ecosystems, aiming for the fully-fledged API-economy.
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